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Variable Universal Life Insurance I Ameritas Advisors Variable Universal Life

variable universal life

Manage wealth and offer added protection with no-load variable life insurance.

With an Ameritas Advisor VUL® insurance policy, your clients benefit from the vital security of life insurance combined with the potential of long-term investing. In addition, low fees and 100% liquidity lead to more flexibility and control.

Help fulfill potential beyond traditional investments.

Variable universal life insurance provides the flexibility to grow assets while protecting them. Using the advantage of tax-deferred investing, clients can manage their policy assets by selecting investment options from the well-known fund companies available in the product. Plus, there are no age restrictions or spending limitations on the policy’s assets.

The Ameritas Advisor VUL® can be used as a tool to help prepare for:

  • Retirement income
  • College tuition
  • Business needs, including buy-sell agreements, key person insurance and more

Protection and support when it’s needed most.

Build a legacy of respected wealth management for your clients. Through an Ameritas Advisor VUL® policy, you can help your clients’ loved ones, business associates or other beneficiaries receive the money they need, when they need it.

Combine your wealth management expertise with our low fee products.

Whether you’ve recently transitioned to a fee-only practice or you’ve been an independent RIA for years, the Ameritas no-load products were created specifically to support you and the clients you serve. We do more than provide competitive pricing and features – we offer our expertise and personalized service whenever you need it. Our goal is to help you serve your clients your way.

With Ameritas, you can expect to:

  • Select from a broad range of respected financial managers, including American Funds, DFA and Vanguard
  • Receive professional and attentive support through advisor services
  • Offer products that are free of sales loads and surrender charges
  • Automatically receive a copy of every client statement
  • Invest your client's assets on a tax-deferred basis
  • Create the potential for tax-free access to policy values


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